Insurance, Reinsurance & Captive Insurance

The Republic of Panama has one of the most active and diversified insurance sectors in the region. Insurance, reinsurance and captive insurance are regulated services and offer significant tax advantages and position our country as a center with the highest potential for captive settlement throughout Latin America.

Under the legislation enacted in 1996 on insurance, reinsurance and captive insurance companies, substantial reforms were introduced in this sector. Law 12 came into force in 2012 to update the prior insurance law.

Patton, Moreno & Asvat provides legal advice for each type of client in this sector, whether insurance company, reinsurer, intermediaries, financial institutions or government, in all regulatory, contractual and claims matters.


Nadya Price

Khatiya Asvat



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Paseo Roberto Motta,
Capital Plaza, 8th floor,
Costa del Este, Panama
P.O. Box 0819-05911,
Panama, Republic of Panama

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Phone: (507) 306-9600
Fax: (507) 263-7887