Ricardo has over a decade of legal experience, with a strong focus on corporate, banking, and financial law. He advises domestic and international clients on a broad range of matters, including commercial contracts, taxation, estate planning, immigration, administrative law, and special investment regimes such as SEM and free zones.

 

Since April 2022, Ricardo has been part of the Corporate & Financial Department at Patton, Moreno & Asvat, where his practice includes company formation, private interest foundations, trademark registration, real estate transactions, and legal structuring in specialized jurisdictions.

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His experience also includes estate and succession planning, fiduciary structures, compliance with international regulatory frameworks such as FATCA and CRS, and the drafting of commercial and trust agreements.

Ricardo obtained his Law Degree from Universidad de Panamá (2016), pursued a Master’s Degree in Procedural Law at the same university (2019), and holds an LL.M. in International Banking Law and Finance from the University of Edinburgh (2021). He also completed academic English studies at EF Oxford and EF Brighton, holding a C2 Certificate.